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PLEASE READ THESE TERMS AND CONDITIONS CAREFULLY. BY ACCESSING THIS WEBSITE YOU
AGREE TO BE BOUND BY THE TERMS AND CONDITIONS BELOW. THESE TERMS AND CONDITIONS
ARE SUBJECT TO CHANGE. ANY CHANGES WILL BE INCORPORATED INTO THE TERMS AND CONDITIONS
POSTED TO THIS WEBSITE FROM TIME TO TIME. IF YOU DO NOT AGREE WITH THESE TERMS AND
CONDITIONS, PLEASE DO NOT ACCESS THIS WEBSITE.
Unauthorized use of JPMorgan Chase's Websites and systems, including but not limited
to unauthorized entry into JPMorgan Chase's systems, misuse of passwords, or misuse
of any information posted to a site, is strictly prohibited.
You acknowledge that JPMorgan Chase may disclose and transfer any information that
you provide through this Website to (i) any company within the JPMorgan Chase group,
its affiliates agents or information providers; (ii) to any other person or entity
with your consent; or (iii) if we have a right or duty to disclose or are permitted
or compelled to so disclose such information by law. You consent to the transmission,
transfer or processing of such information to, or through, any country in the world,
as we deem necessary or appropriate (including to countries outside the EEA), and
by using and providing information through this Website you agree to such transfers.
Use of this Website may be monitored, tracked and recorded. Anyone using this Website
expressly consents to such monitoring, tracking and recording.
Copyright Notices
The works of authorship contained in the chase.com Website (the "Website"), including
but not limited to all design, text, sound recordings and images, are owned, except
as otherwise expressly stated, by JPMorgan Chase & Co. or one of its subsidiaries,
("JPMorgan Chase"). Except as otherwise expressly stated herein, they may not be
copied, transmitted, displayed, performed, distributed (for compensation or otherwise),
licensed, altered, framed, stored for subsequent use or otherwise used in whole
or in part in any manner without Chase's prior written consent, except to the extent
permitted by the Copyright Act of 1976 (17 U.S.C. ยง 107), as amended, and then,
only with notices of JPMorgan Chase's proprietary rights provided that you may download
information and print out hard copies for your personal use, so long as you do not
remove any copyright or other notice as may be contained in information, as downloaded.
Trademark Notices
Chase is the marketing name for the retail financial services activities of JPMorgan
Chase & Co. and its subsidiaries and affiliates in the United States. "Chase," "JPMorgan,"
"JPMorgan Chase," the JPMorgan Chase logo and the Octagon Symbol are trademarks
of JPMorgan Chase & Co. Other featured words or symbols, used to identify the source
of goods and services, may be the trademarks of their respective owners.
Web Content and Materials
The information on this Website is for information purposes only. It is believed
to be reliable, but JPMorgan Chase does not warrant its completeness, timeliness
or accuracy. The information on the Website is not intended as an offer or solicitation
for the purchase of JPMorgan Chase stock, any other security or any financial instrument.
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Securities (including mutual funds and variable life insurance), annuities and insurance
products are not bank deposits and are not insured by the FDIC or any other agency
of the United States, nor are they obligations of, nor insured or guaranteed by,
JPMorgan Chase Bank, N.A., CISC, CIA, CMIA or their affiliates. Securities (including
mutual funds and variable life insurance) and annuities involve investment risks,
including the possible loss of value.
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The information and materials contained in this Website - and the terms and conditions
of the access to and use of such information and materials - are subject to change
without notice. Products and services described, as well as, associated fees, charges,
interest rates, and balance requirements may differ among geographic locations.
Not all products and services are offered at all locations.
The jpmorgan.com Website and the jpmorganchase.com Website contain separate terms
and conditions, which are in addition to these terms and conditions. In the event
of a conflict, the additional terms and conditions will govern for those sections
or pages. In addition, certain portions or pages of this Website are subject to
additional disclosures and disclaimers. In the event of a conflict between those
disclosures and disclaimers, and these terms and conditions, the additional disclosures
and disclaimers will govern for those portions or pages.
You agree that (i) you will not engage in any activities related to the Website
that are contrary to applicable law, regulation or the terms of any agreements you
may have with JPMorgan Chase, and (ii) in circumstances where locations of the Website
require identification for process, you will establish commercially reasonable security
procedures and controls to limit access to your password or other identifying information
to authorized individuals.
JPMORGAN CHASE OR ITS SUPPLIERS MAY DISCONTINUE OR MAKE CHANGES IN THE INFORMATION,
PRODUCTS OR SERVICES DESCRIBED HEREIN AT ANY TIME WITHOUT PRIOR NOTICE TO YOU AND
WITHOUT ANY LIABILITY TO YOU. ANY DATED INFORMATION IS PUBLISHED AS OF ITS DATE
ONLY, AND JPMORGAN CHASE DOES NOT UNDERTAKE ANY OBLIGATION OR RESPONSIBILITY TO
UPDATE OR AMEND ANY SUCH INFORMATION. JPMORGAN CHASE RESERVES THE RIGHT TO TERMINATE
ANY OR ALL WEBSITE OFFERINGS OR TRANSMISSIONS WITHOUT PRIOR NOTICE TO THE USER.
FURTHERMORE, BY OFFERING THIS WEBSITE AND INFORMATION, PRODUCTS OR SERVICES VIA
THIS WEBSITE, NO DISTRIBUTION OR SOLICITATION IS MADE BY JPMORGAN CHASE TO ANY PERSON
TO USE THE WEBSITE OR SUCH INFORMATION, PRODUCTS OR SERVICES IN JURISDICTIONS WHERE
THE PROVISION OF THE WEBSITE AND SUCH INFORMATION, PRODUCTS OR SERVICES IS PROHIBITED
BY LAW.
Potential Disruption of Service
Access to the Website may from time to time be unavailable, delayed, limited or
slowed due to, among other things:
- hardware failure, including among other things failures of computers (including
your own computer), servers, networks, telecommunication lines and connections,
and other electronic and mechanical equipment;
- software failure, including among other things, bugs, errors, viruses, configuration
problems, incompatibility of systems, utilities or applications, the operation of
firewalls or screening programs, unreadable codes, or irregularities within particular
documents or other content;
- overload of system capacities;
- damage caused by severe weather, earthquakes, wars, insurrection, riots, civil commotion,
act of God, accident, fire, water damage, explosion, mechanical breakdown or natural
disasters;
- interruption (whether partial or total) of power supplies or other utility of service;
- strike or other stoppage (whether partial or total) of labor;
- governmental or regulatory restrictions, exchange rulings, court or tribunal orders
or other human intervention; or
- any other cause (whether similar or dissimilar to any of the foregoing) whatsoever
beyond the control of JPMorgan Chase.
Links to Other Sites
Links to non-JPMorgan Chase Websites are provided solely as pointers to information
on topics that may be useful to the Websites, and JPMorgan Chase has no control
over the content on such non-JPMorgan Chase Websites. If you choose to link to a
Website not controlled by JPMorgan Chase, JPMorgan Chase makes no warranties, either
express or implied, concerning the content of such site, including the accuracy,
completeness, reliability or suitability thereof for any particular purpose, nor
does Chase warrant that such site or content is free from any claims of copyright,
trademark or other infringement of the rights of third parties or that such site
or content is devoid of viruses or other contamination. JPMorgan Chase does not
guarantee the authenticity of documents on the Internet. Links to non-JPMorgan Chase
sites do not imply any endorsement of or responsibility for the opinions, ideas,
products, information or services offered at such sites, or any representation regarding
the content at such sites.
LIMITATION OF LIABILITY
BECAUSE OF THE POSSIBILITY OF HUMAN AND MECHANICAL ERROR AS WELL AS OTHER FACTORS,
THE WEBSITE (INCLUDING ALL INFORMATION AND MATERIALS CONTAINED ON THE WEBSITE) IS
PROVIDED "AS IS" "AS AVAILABLE". JPMORGAN CHASE AND THIRD PARTY DATA PROVIDERS ARE
NOT PROVIDING ANY WARRANTIES AND REPRESENTATIONS REGARDING THE WEBSITE. JPMORGAN
CHASE AND THIRD PARTY DATA PROVIDERS DISCLAIM ALL WARRANTIES AND REPRESENTATIONS
OF ANY KIND WITH REGARD TO THE WEBSITE, INCLUDING ANY IMPLIED WARRANTIES OF MERCHANTABILITY,
NON-INFRINGEMENT OF THIRD PARTY RIGHTS, FREEDOM FROM VIRUSES OR OTHER HARMFUL CODE,
OR FITNESS FOR ANY PARTICULAR PURPOSE. FURTHER, JPMORGAN CHASE WILL NOT BE LIABLE
FOR ANY DELAY, DIFFICULTY IN USE, INACCURACY OF INFORMATION, COMPUTER VIRUSES, MALICIOUS
CODE OR OTHER DEFECT IN THIS WEBSITE, OR FOR THE INCOMPATIBILITY BETWEEN THIS WEBSITE
AND FILES AND THE USER'S BROWSER OR OTHER SITE ACCESSING PROGRAM. NOR WILL JPMORGAN
CHASE BE LIABLE FOR ANY OTHER PROBLEMS EXPERIENCED BY THE USER DUE TO CAUSES BEYOND
JPMORGAN CHASE'S CONTROL. NO LICENSE TO THE USER IS IMPLIED IN THESE DISCLAIMERS.
JPMORGAN CHASE AND THIRD PARTY DATA PROVIDERS DO NOT WARRANT THE ACCURACY, ADEQUACY,
OR COMPLETENESS OF THE INFORMATION AND MATERIALS CONTAINED ON THE WEBSITE AND EXPRESSLY
DISCLAIMS LIABILITY FOR ERRORS OR OMISSIONS IN THE MATERIALS AND INFORMATION. FURTHERMORE,
JPMORGAN CHASE AND ITS AFFILIATES WILL NOT BE LIABLE FOR ANY DELAY, DIFFICULTY IN
USE, COMPUTER VIRUSES, MALICIOUS CODE, OR OTHER DEFECT IN WEBSITE, ANY INCOMPATIBILITY
BETWEEN THE WEBSITE AND THE USER'S FILES AND THE USER'S BROWSER OR OTHER SITE ACCESSING
PROGRAM, OR ANY OTHER PROBLEMS EXPERIENCED BY THE USER DUE TO CAUSES BEYOND JPMORGAN
CHASE AND ITS AFFILIATES' CONTROL. NO LICENSE TO THE USER IS IMPLIED IN THESE DISCLAIMERS.
NOTHING HEREIN SHALL BE CONSTRUED AS LIMITING OR REDUCING JPMORGAN CHASE'S RESPONSIBILITIES
AND OBLIGATIONS TO CLIENTS IN ACCORDANCE WITH APPLICABLE LAWS AND REGULATIONS.
UNDER NO CIRCUMSTANCES WILL JPMORGAN CHASE BE LIABLE FOR ANY LOST PROFITS, LOST OPPORTUNITY
OR ANY INDIRECT, CONSEQUENTIAL, INCIDENTAL, SPECIAL, PUNITIVE, OR EXEMPLARY DAMAGES
ARISING OUT OF ANY USE OF OR INABILITY TO USE THE WEBSITE OR ANY PORTION THEREOF,
REGARDLESS OF WHETHER JPMORGAN CHASE HAS BEEN APPRISED OF THE LIKELIHOOD OF SUCH
DAMAGES OCCURRING AND REGARDLESS OF THE FORM OF ACTION, WHETHER IN CONTRACT, WARRANTY,
TORT, (INCLUDING NEGLIGENCE), STRICT LIABILITY, OR OTHERWISE.
Enforceability and Governing Law
In the event any of the terms or provisions of these Terms and Conditions shall
be held to be unenforceable, the remaining terms and provisions shall be unimpaired
and the unenforceable term or provision shall be replaced by such enforceable term
or provision as comes closest to the intention underlying the unenforceable term
or provision. These Terms and Conditions shall be subject to any other agreements
you have entered into with JPMorgan Chase. The user's access to and use of the chase.com
Website, and the terms of this disclaimer are governed by the laws of the State
of New York.
Patent Notice
JPMorgan Chase Bank, N.A. is licensed under the following, and related Ronald A.
Katz Technology Licensing, L.P. United States Patents: 5,561,707; 5,828,734; 5,684,863;
5,815,551; 5,974,120; 5,917,893; 5,898,762; and others.
JPMorgan Chase is licensed under U.S. Patent Numbers 5,910,988 and 6,032,137
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